Document verification protects buyers from fraud, title defects, and expensive disputes. Begin with the title deed and an official search in the land registry to confirm lawful ownership, boundaries, and encumbrances such as mortgages, liens, easements, or court orders. Ensure the seller’s identity matches the deed and that any co-owners or heirs have consented.
For new builds, request the developer’s license, building permit, and completion or occupancy certificates, checking that construction complied with codes, fire safety, and environmental rules. In condominiums, review the homeowners’ association bylaws, budgets, reserve studies, insurance coverage, and any pending litigations. Healthy reserves and audited financials indicate responsible management and lower future assessments.
Operational clearances matter too. Ask for a no-dues certificate covering utilities, service charges, and taxes. Verify that mechanical, electrical, and plumbing approvals are in place and maintenance contracts are valid. If furniture or appliances are included, list them in an annex with serial numbers and condition notes.
Where financing is involved, align bank valuation reports with your findings; inconsistencies can reveal pricing gaps or undisclosed defects. Finally, engage a qualified real-estate attorney or notary to review drafts, handle escrow, and register the transfer. Professional oversight catches missing pages, vague clauses, or incorrect legal descriptions that non-experts overlook.
A methodical checklist turns paperwork from a formality into a shield. By validating ownership, compliance, finances, and obligations before you sign, you swap uncertainty for clarity—and enter the transaction with confidence.
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